Need an appraisal for an FHA-backed mortgage? Call Apex Appraisals

Apex Appraisals is Tennessee state certified and on the FHA Roster of approved residential appraisers.  Apex Appraisals is certified and approved to do appraisal reports for FHA insured financial transactions. We're trained and understand the rules and procedures in FHA's guidance and policy documents.

If you need an appraisal report for an FHA loan, please contact us, and we'll be able to help you right away.

An FHA loan is backed by the Federal Housing Administration, a federal organization that is a part of the U.S. Department of Housing and Urban Development (HUD). No part of the loan is provided by the FHA. What the FHA does is see to it that the loan is paid for in case the borrower defaults on his or her loan obligations. The FHA and their loan programs are formed to help low-to-moderate income purchasers by easing credit requirements. Remember that the lending organization working with the the FHA is able to pick their appraisers, different from VA appraisal panel.

Typically, a buyer has to pay less of a down payment on an FHA-insured loan, while the rates remain standard market rates. The loan programs that the Federal Housing Administration provides are incredibly useful to purchasers with less starting income.